Domestic stress comes with holiday bills

| January 8, 2015 | 1 Comment
Miller

Miller

Col. Duane R. Miller
Director, Emergency Services
U.S. Army Garrison-Hawaii, and
Commander, 8th Military Police Brigade,
8th Theater Sustainment Command

With the holiday season over, credit card bills are starting to arrive with eye-opening balances.

The stress stemming from financial difficulty is one of the leading causes of domestic issues this time of year.

During the holiday season, many families spend a little more than planned. Money is often tighter as the New Year begins, and relationships often experience strain during times of financial stress. Due to the dual decision-making of a relationship, couples often have different opinions on how to spend the family’s money.

Rather than letting a problem fester and grow, take steps to solve it now. This week, we would like to take a few moments to highlight some resources available to service members and families dealing with financial difficulty that can help decrease debt and stress.

U.S. Army Garrison-Hawaii offers many resources on post to assist Soldiers and family members. Army Community Service offers a wide range of classes, on both money matters and conflict resolution. Services are available and offered free of charge on Schofield Barracks.

The Financial Resilience Center is an available resource to every member of the community, and anyone can stop by to pick up a brochure or call to schedule an appointment. This service of ACS offers weekly classes on financial resilience, such as money management and the basics of budgeting classes that can help you create a system to move beyond living paycheck to paycheck and understanding the path to financial success.

In addition, you can also schedule a one-on-one appointment with an accredited financial counselor. The counselor’s mission is to “give you the tools to be self-sufficient, resilient, and stable in all areas of your military life, including financially.” These counselors provide assistance with debt consolidation, budgeting, credit and much more, free of charge.

Military OneSource offers a wide range of financial advice through its website, call center and local Financial Readiness Centers. Call (800) 342-9647 to arrange for no-cost financial counseling. They focus on short-term, solution-focused counseling to “help individuals change by creating solutions rather than dwelling on problems … (to) identify the issues and then work to identify realistic resolutions.”

ACS also offers many classes to strengthen relationships. Take the “Stress Solutions” class to manage stress before it manages you. If too many discussions turn into arguments, “Anger & Conflict Resolution” will help you and your spouse practice proven ways for understanding conflict and overcoming anger. Also, learn new ways to increase dialogue and understanding at the Communication class. Call ACS or go online to register.

Use, and encourage others to use, available resources from ACS, chaplains, Military Family Life Consultants and others to ensure that you and your family have a healthy outlet for monetary stressors, and so you can learn appropriate coping mechanisms.

 

AER and More

If you need an emergency loan, Army Emergency Relief is here to help. Visit www.himwr.com/financial-management to secure a loan or to see the experts at ACS, AER.

Talk to your chain of command. Your commander or first sergeant may be able to approve up to $1,500 AER assistance to help with basic living expenses.

For more information on any of the resources listed in this article, you may contact the agencies through the following:

•Army Community Service. Visit www.himwr.com/ or call 655-4227.

•Financial Resilience Center. Visit Bldg. 647 (next to Sgt. Smith Theater) or call 655-1866.

•Chaplains. Visit www.garrison.hawaii.army.mil/rso/default.htm.

•Military Family Life Consultants. Call (808) 221-1341 or (808) 221-0238.

•Military OneSource. Visit http://militaryonesource.mil/ or call (800) 342-9647.

•Army Emergency Relief. Visit www.aerhq.org/.

 

Police Beat Roll-up

From Dec. 3-30, 2014, the following occurred on USARHAW installations:

 

Schofield Barracks

Larceny – 1

Domestic Disturbance, 8

Wrongful Damage of Property,10

Leaving the Scene of a Vehicle Accident, 12

Assault, 9

Unlawful Entry to a Motor Vehicle, 2

DUI, 1

Lack of protective equipment on a motorcycle, 2

 

Wheeler Army Airfield

Larceny, 2

 

Aliamanu Military Reservation

Assault, 2

Leaving the Scene of a Vehicle Accident, 1

Wrongful Damage of Property, 1

Unlawful Entry to a Motor Vehicle, 1

 

Helemano Military Reservation

Domestic Disturbance, 3

Larceny, 1

 

Fort DeRussy

Wrongful Damage of Property, 1

Larceny, 1

 

Pililaau Army Recreation Center

Larcenies, 1

Unlawful Forced Entry, 1

 

 

Tags: , , , , , , ,

Category: News, Police Call, Standing Columns

Comments (1)

Trackback URL | Comments RSS Feed

Sites That Link to this Post

  1. 10 Tips to Find Free or Low-Cost Help to Conquer Your Debt - SmiLoans | January 9, 2015

Leave a Reply

Your email address will not be published. Required fields are marked *